About Espiene
A firm built on trust, established since 2002.
Espiene has been established since 2002 with offices in Essex and Norfolk. Our two founding directors, Sandra Goff and Paul Hammond, both hold the Diploma in Professional Financial Advice, and across the team we have over 95 years of combined experience in financial services.
At a glance
- Established2002
- Combined experienceOver 95 years in financial services
- QualificationsDiploma in Professional Financial Advice
- OfficesEssex and Norfolk
- Regulated byFCA · reference 413974
Our Story
Independent advice, the way it should be.
Our clients are obtained mainly from personal recommendation and referrals from a number of professional introducers — such as solicitors and accountants — with whom we have developed long-standing working relationships built on excellent client service and trust.
We do not endorse a “one size fits all” approach with our clients. Instead, we take time to listen to your views and objectives, then together agree a bespoke course of action suitable to your own situation and circumstances.
Whilst you can email an enquiry via our contact page, we appreciate that you may wish to speak to us directly at our regional offices — so we have provided full contact details and directions for you.
What Guides Us
Principles that put you first.
Truly independent
We advise across the whole of the market — never tied to a single provider — so our recommendations are genuinely in your interest.
We listen first
Every plan starts with understanding your goals, your worries and your timescale — then we build the advice around them.
In it for the long run
We build lasting relationships, reviewing your plans as life changes so your finances always keep pace with you.
The People
Advisers who know you by name.
Sandra Goff and Amanda Ralph are based in our Essex office and handle mortgage, protection and general enquiries. Paul Hammond is based in our Norfolk office but covers both areas, dealing with investment, pension and inheritance tax enquiries.
Sandra Goff
Founding Director · Essex
Diploma in Professional Financial Advice. Sandra looks after mortgage, protection and general client enquiries from our Essex office.
Paul Hammond
Founding Director · Norfolk
Diploma in Professional Financial Advice. Paul covers both regions, specialising in investment, pension and inheritance tax planning.
Amanda Ralph
Adviser · Essex
Based in our Essex office, Amanda supports clients with mortgage, protection and general financial enquiries.
Ready to talk?
Let us start with a friendly, no-obligation conversation.
Call 01953 718417 or email admin@espiene.com.